Do I Need Dental Insurance to Get Orthodontic Treatment?

Were you referred to Lozman Orthodontics by your dentist, or did you stumble across our website while looking at your orthodontic options? However you got here, you probably wondered, “Do I need dental insurance to get orthodontic treatment?” and maybe even put off scheduling your free virtual or in-person consultation because you were uncertain about potential expenses. Lozman Orthodontics wants to make this part of treatment less intimidating by telling you about dental insurance and other payment options!

Lozman Orthodontics Affordability Goal

Before we discuss everyone’s favorite subject of insurance, we want to take a moment to tell you one of our commitments to our patients.

At Lozman Orthodontics, we understand the importance of an attractive smile and functional bite. It can have a considerable impact on your quality of life! Dr. Michael Lozman and his daughter, Dr. Robin Lozman, got into the smile business to help people. This passion for their craft is why they are determined to provide as affordable as possible orthodontic care to Latham, New York, and surrounding communities without sacrificing quality. Our team knows that cost is a significant factor when making medical decisions, and we work hard to make treatment as financially accessible as possible.

So, What Is Dental Insurance?

Like health insurance, dental insurance is a financial program meant to help ease the financial burden of medical services. Individuals or families pay monthly premiums, and the insurance company helps pay for office visits, treatments, and procedures.

However, like with health insurance, not all dental insurance is equal. Every plan does not cover the same thing or pay the same amount for the same service. Routine dental services, such as check-ups, fillings, and extractions, are more likely to be covered and receive more coverage than specialized treatments, like orthodontics. 

Do I Need Dental Insurance to Get Orthodontic Treatment?

What Is Considered Orthodontic Treatment?

Since some insurances might not cover or only cover some orthodontic treatment, it’s essential to understand what orthodontics is.

Orthodontic treatment is a specialized branch of dentistry focused on diagnosing, preventing, and correcting misaligned teeth and jaws. Orthodontists, like our Dr. Michael Lozman and Dr. Robin Lozman, use various appliances, such as metal and clear braces and Invisalign clear aligners, to move teeth into their ideal positions gradually. The treatment duration varies based on the complexity of the case. Orthodontics aims to enhance the aesthetics, oral function, and health of the teeth and smile. 

Do You Need Dental Insurance To Receive Orthodontic Treatment?

If you don’t have dental insurance or your plan doesn’t cover the treatment you or your child needs, don’t worry. Lozman Orthodontics does not require dental insurance to receive treatment.

Other Ways To Pay

  • CareCredit—A credit card exclusively for health and wellness services.
  • In-House Payment Plans—Every patient’s financial situation is as unique as their smile. If your treatment is tailored to your needs, shouldn’t your payment plans be personalized too? We think so! That’s why our team is always happy to work with you to create a custom, no-interest payment plan that suits your budget. 
  • Financing Options—We also offer financing options, including, but not limited to, LendingPoint, a third-party personal loans company. Our office can help you set up your account and apply for a loan to pay for your orthodontic treatments. Please note that financing the cost of treatment is slightly different than opting for a payment plan, so whether you finance with Lozman Orthodontics or another source, be sure you understand the terms and conditions before agreeing!
  • Cash And Most Major Credit Cards—Our office accepts cash and most major credit cards for your office visit cost or monthly payment. 
Do I Need Dental Insurance to Get Orthodontic Treatment?

Curious About Your Treatment And Payment Options? Contact Lozman Orthodontics For Information!

Insurance can be confusing. Our financial team is here to make this process easy and budget-friendly, whether you’re insured or uninsured. We can help you understand your insurance benefits before treatment begins, communicate with your insurance on your behalf, and file your claims for you! Uninsured patients can also have peace of mind with our team in their corner, helping them achieve their smile goals without breaking the bank! 
If you’re a potential or new patient looking at your options or have been a patient for a few months and have questions about finances, please don’t hesitate to contact us!